Terms of Use

Terms of Use

This website is operated by Lombard Finance Pty Ltd (ABN 31 099 651 877) ("Lombard") under the domain name "www.lombardfinance.com.au" ("Lombard Website"). Your use of and reliance on the information, graphics and materials on the Lombard Website ("Material on this website") is governed by these Terms of Use and Lombard's Privacy Statement.


In addition to the terms in this document, there may also be specific terms governing your use of, and access to, certain sections of the Lombard Website. Those specific terms also form part of these Terms of Use and you will be bound by them. You should review them wherever they are accessible by you on the Lombard Website.

Links to other websites

The Lombard Website may contain links to other websites operated by third parties ("Third Party Websites"). Any such links are provided for convenience only. Lombard does not endorse, approve of or recommend those Third Party Websites, and is not responsible for the information, graphics and material they contain ("Third Party Material").

All offers and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. In so far as such offers and statements are made on the Lombard Website, such offers and statements are made by Lombard on behalf of the Third Party Website operator. Lombard expressly disclaims acting in any other respect on behalf of Third Party Website operators.

Subject to any rights at law which cannot be excluded, Lombard makes no warranties or representations:

  • regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Websites; or
  • that Third Party Material does not infringe the intellectual property rights of any person.

When you follow a link on the Lombard Website, Third Party Material may be displayed in your browser framed by Material on this website. This material is also Third Party Material for the purpose of these Terms of Use.

By linking Material on this website to Third Party Material, Lombard does not authorise the reproduction of Third Party Material. If you download software from a Third Party Website, use of that software may be subject to a licence agreement between you and the Third Party Website operator. To the extent permitted by law, Lombard accepts no responsibility or liability for that software.

Lombard may receive payments from operators of Third Party Websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Website from the Lombard Website.

Lombard product information and supply

Material on the Lombard website may contain general information about Lombard products and services. Unless expressly stated otherwise, this information:

  • does not constitute an offer or inducement to enter into a legally binding contract;
  • does not form part of the terms and conditions for Lombard products and services; and
  • is not intended to be financial advice and does not take into account any user's objectives, financial situation or needs.

All information is subject to change without notice. Lombard recommends that you seek independent advice before acting upon Material on this website or Third Party Material. For further information about a particular product or service please contact Lombard on 1300 132 301.

All applications are subject to Lombard's normal credit approval criteria.

Unless expressly agreed otherwise, products and services referred to on the Lombard Website will be provided only to Australian and New Zealand citizens and permanent residents. These products and services are generally not available to non-Australian residents because they have to comply with Australian laws.

Warranties

While we have made every effort to ensure that information is free from error, Lombard does not warrant the accuracy, adequacy, suitability or completeness of Material on the Lombard Website. Use of the Lombard Website is at your own risk. Lombard does not guarantee that the Lombard Website or Third Party Websites will be free from viruses, that the Lombard Website will be available, or that access to the Lombard Website or Third Party Websites will be uninterrupted. You are responsible for taking appropriate precautions for the protection of your computer system and data.

Limitation of liability

Subject to any rights implied by law which cannot be excluded, Lombard is not liable to you, whether in contract, tort (including negligence), statute or otherwise, for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs), direct or indirect, whatsoever arising out of or referable to:

  • your use of the Lombard Website;
  • Material on this website;
  • any variation, suspension or termination of use of the Lombard Website;
  • your use of Third Party Websites; or
  • Third Party Material.

Lombard's liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Lombard's option, to:

  • the supply of the goods or services again;
  • the repair of the goods; or
  • the cost of having the goods or services supplied again or repaired.
Termination

Your use of and access to the Lombard Website may be terminated at any time by Lombard without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by Lombard will survive termination.

Jurisdiction

Unless otherwise stated, the information on the Lombard Website is provided in compliance with Australian law and is only intended for persons within Australia. The Lombard Website may not comply with the laws of countries other than Australia and is not directed at, and should not be relied upon by, persons in any other country.

Copyright and trade marks

Copyright in the Material on this website is owned by or licensed to Lombard.

Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, distributed, displayed or transmitted in any form by any process without the specific written consent of Lombard.

You must not use any trade mark displayed on the Lombard Website in any way without our express written consent.

Privacy and use of the Lombard website

Lombard does not collect any personal information about you when you use the Lombard Website unless:

  • you provide it to us by completing an online application or online form or supplying us with your email address; or
  • you log on and use the services available on the Lombard Website.

Lombard does gather statistical information about use of the Lombard Website, including by the use of cookies, however none of this information allows Lombard to identify a user.

Lombard may also use third parties to collect statistical information to measure the effectiveness of our online advertising. Any third party involved in this process will not collect personal information.

If you use a link from the Lombard Website to a Third Party Website, the Third Party Website operator is responsible for the security and privacy of your information when you are viewing that website.

You should review Lombard's Privacy Policy for more information about how Lombard deals with your personal information.

Linking to the Lombard website

Please contact Lombard's Marketing Department if you would like to place a link to any part of our website. You must not link to the Lombard Website without our express permission.

Acceptance and changes to terms of use

You acknowledge and agree that your use of the Lombard Website indicates your acceptance of these Terms of Use and the Privacy Policy as varied from time to time.

These are the current Terms of Use. They replace any other terms of use for the Lombard Website published on the Lombard Website to date. Lombard may at any time vary the Terms of Use by publishing the varied Terms of Use on the Lombard Website. You accept that by doing this, Lombard has provided you with sufficient notice of the variation. Your subsequent use of the Lombard Website constitutes acceptance of the varied Terms of Use.

Lombard reserves any rights not expressly granted in these Terms of Use.

Lombard Finance Pty Ltd holds Australian Credit Licence number 247 415